Supercharge Your Business with the ₦500,000 SME Growth Loan.
Get the capital you need to scale. A fixed ₦500,000 loan at a transparent 6% monthly flat rate, spread comfortably over 6 months.
Simple, Transparent Loan Terms
No hidden fees. No variable rates. Know exactly what you'll pay from day one.
Principal
₦500,000
Interest Rate
6% Monthly Flat
Duration
6 Months
Monthly Repayment
₦113,333.33
Example: ₦500,000 principal + (₦500,000 × 6% × 6 months interest) = ₦680,000 total, repaid as ₦113,333.33 every month for 6 months.
Built for Nigerian Business Owners
Capital designed around how real SMEs operate — predictable, flexible, and without tying up your assets.
What You'll Need to Qualify
Because this loan is unsecured, our vetting process is different from our standard collateral loans. Here's what we require.
Registered Business
Active CAC documentation (BN, LTD, or similar registration) in your name or as a director.
6 Months of Digital Bank Statements
Statements showing consistent, active business revenue over the past 6 months.
Clean Credit History
No outstanding bad debt or active defaults with other financial institutions.
The Guarantor Requirement
To secure this unsecured loan, you must provide a verified guarantor who owns a registered shop in a recognized market (e.g., Apo Fish Market, Wuse Market). We will physically verify the guarantor's shop as part of our approval process.
- Guarantor must own (not rent casually) a shop in a recognized, established market.
- Our team will visit the shop in person to confirm ownership and trading activity.
- The guarantor must be willing to sign a guarantor agreement acknowledging responsibility.
Our Simple Process
From application to funding in four clear steps.
- 1
Apply Online
Submit the application with your business details, CAC documentation, and guarantor information.
- 2
Business Verification
We review your CAC documents, 6 months of bank statements, and credit history to confirm active revenue.
- 3
Guarantor Verification
Our team physically visits your guarantor's registered market shop to verify their standing.
- 4
Sign & Get Funded
Once approved, sign the loan agreement and we disburse ₦500,000 directly to your business account.
Ready to Grow Your Business?
Apply now and get the capital you need to take the next step.